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Brief
information of above schemes |
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Technology
Initiatives in the Bank |
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AUTOMATED TELLER MACHINE (ATM Centre):
It is a
machine at which customers themselves can transact
routine-banking transactions. It is a self-service
delivery channel and can render 24 x 7 Service, 365 days a
year. |
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SBI CASH PLUS
(ATM cum Debit Card):
SBI Cash Plus is bank's Maestro Debit Card (tie-up with
Master Card International) which provides online access to
cardholders in their savings or current accounts. It's a
free service to customers. |
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INTERNET
BANKING:
Internet Banking is available at onlinesbi.com |
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TELE-BANKING:
Tele
Banking is one more channel of remote banking in which the
customer gets a number of non-cash services through a
telephone at his end and enabled PC at Bank's end. |
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STEPS (STATE
BANK ELECTRONIC PAYMENT SYSTEM):
STEPS has been launched with a product e-transfer
introduced in place of TT enabling same day credit to
customer account. STEPS handles payment messages and
reconciliation simultaneously. For corporates/companies
RGTS services are also available. |
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SMART CARD:
Smart Cards are plastic cards with an implanted computer
chip on them, which is responsible for storing sensitive
data and processing them. |
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Deposit Schemes |
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A
number of deposit schemes have been launched and are running at your
branches. Here are few important to them for your kind attention
information. |
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1. |
Multi option deposit (MOD):
A unique deposit schemes of Term deposit/Special Term Deposit in
conjunction with Savings Bank or Current Account. Minimum deposit –Rs.
10,000/-. The depositor can draw the amount from his SB & Current
Account related to his MOD at the time of his need without breaking
the whole deposits. |
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2. |
Savings Plus Account: Your money earns interest even while you are taking comfortable
steep as the Saving excess chosen there should units gets
automatically converted into the term deposit- Minimum Balance Rs.
5000/- |
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3. |
Corporate Salary Package:
Deposit scheme for the salaried personnel whose gross monthly income
comes in between Rs. 5000/- to Rs. 1,00,000/- special feature of the
scheme is the facility of overdraft upto two months salary. |
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4. |
SBI Tax Saving Deposit Scheme:
The depositor in this scheme gets rebate under 80 c clause of income
tax. This scheme is also a type or Term Deposit/Special Term Deposit.
Minimum deposit Rs. 1,000/- maximum deposit Rs. 1.00 lac. |
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5. |
Super Saver Fixed Deposit Scheme:
A time deposit for gaining maximum interest rate for a maximum period
of 10 years. |
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6. |
SBI Smart Deposit:
A time deposit with a specific maturity period of 550 days. The
product was launched on
24-05-2007. Deposit
amount- minimum Rs. 10,000/- maximum – no limit. |
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7. |
SBI Vishesh:
A Scheme for our valued customers in different identified branches.
The bank offers a number of facilities/relaxations in different
services to the customer under this scheme. Customers are identified
on basis of their business links with the branches. |
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8. |
SBI Gold Debit Card:
This is signature based, internationally usable card with higher daily
cash withdrawal limits at ATMs. This special ATM card also carries
complimentary insurance and some other facilities. |
